When any SME client wants to puchase any machine or vehicle for business, Jamuna Bank is there with the offer of ‘Jamuna Jantrik’ thorugh which the client can get a lease finance facility.

Purpose

To procure machinery or vehicle for SME business purpose.

Key Features

Loan Amount: BDT 5.00 lac to BDT 50.00 lac.

Tenure: Max. 60 months.

Interest Rate: Competitive interest rate.

Fast and quality service.

No hidden charge.

Eligibility

Having business for at least 2 years in the same line.

Age Limit: 20 years to 60 years.

Required Documents

Last twelve months’ sales statement.

Last twelve months’ bank statement.

Valid Trade License of last two years.

National Voter ID/ Passport of the borrower.

Photographs of the borrower and the guarantors.

Utility bills of the concerned business.

About fifty percent of our total population is women and many of them have succeeded as a business entrepreneur. To give our incomparable ladies some extra ease and to help them to get financial freedom, Jamuna Bank Ltd. is offering a product ‘Jamuna Nari Uddogh’. To make your dream come true, we are always with you as a true friend.

Purpose

Any justifiable business purpose.

Key Features

Loan Amount: BDT 3.00 lac to BDT 50.00 lac.

Tenure: For Trading & Service Industry 36 months.

For Manufacturing industry 42 months. Interest Rate: 9.00% - the lowest interest rate.

Fast and Quality Service.

No hidden Charge.

Up to BDT 25.00 lac is collateral Free.

Eligibility

Having business at least 2 years in the same line of business.

Age Limit: 25 years to 60 years.

Required Documents

Last Twelve months sales statement.

Last Twelve months bank statement of transactional account.

Valid Trade License of last two years.

National Voter ID/ Passport/ Ward Commissioner/ UP Chairman certificate of the borrower.

Photograph of the proprietor and the guarantors.

Utility bill of business.

From the very beginning, one of the goals of Jamuna Bank Ltd. is to provide services to the under privileged people of remote areas. Keeping that idea in mind, the Jamuna Bank Ltd. has come forward with a product for SME customers named ‘Jamuna NGO Shohojogi’. ‘Jamuna NGO Shohojogi’ ensures wholesale financing through the reputed NGOs in the country whose past records are remarkable, repayment behaviors are satisfactory, growth rates are significant and above all loan monitoring & recoveries are above 95%.

Purpose

To provide loan facility to the small enterprise through wholesale lending to the NGOs.

Key Features

Loan Amount: Max. limit BDT 500.00 lac

Tenure: Max. 48 months.

Interest Rate: Competitive interest rate.

Fast and quality service.

No hidden charge.

Monthly instalment basis.

Eligibility

Any type of NGO having certificate from Micro Credit Regulatory Authority to operate business in Bangladesh.

Having business at least for 5 years in the same line.

Age Limit: 20 years to 60 years.

Required Documents

Last twelve months’ sales statement.

Last twelve months’ bank statement.

Valid Trade License of last two years.

Personal guarantee of all the directors.

Who does not want ‘Shachchondo’ in life? For the financial ease in your business, Jamuna Bank is offering ‘Jamuna Shachchondo’ product through which you can enjoy both overdraft and term loan facilities.

Purpose

To meet up working capital requirement of the business.

Key Features

Loan Amount: BDT 15.00 lac to BDT 50.00 lac.

Tenure: For 1st time loan- 12 months to 30 months. For Repeat Loan- 36 moths to 48 months.

Interest Rate: Competitive interest rate.

Fast and quality service.

No hidden charge.

A FDR shall be taken covering minimum 25% of the total ticket size. The SOD facility shall be allowed upto 90% of the FDR amount.

Guarantor must be renowned business person and have permanent residence in the commanding area/ possession of the shop.

Business premise must be owned/ possession held by the borrower.

Eligibility

Having business for at least 5 years in the same line.

Age Limit: 30 years to 55 years.

Required Documents

Last twelve months’ sales statement.

Last twelve months’ bank statement.

Valid Trade License of last two years.

National Voter ID/ Passport of the borrower.

Photographs of the borrower and the guarantors.

Utility bills of the concerned business.

Can you emagine – Jamuna Bank is offering you four times loan facility against your encashable securities like FDR !!!!! To avoid encashment of your long held savings - Jamuna Bank is with you with this amazing product ‘Jamuna Sommriddhi’. Suppose, you have Tk. 5 lac deposit as FDR with our bank and now you want some capital in your business. But you intend to avoid encasement of your long held savings. If so, do not think anything else, just grab this offer.

Purpose

Any justifiable business purpose.

Key Features

Loan Amount: Max. limit 50.00 lac.

Tenure: Max. 48 months.

Interest Rate: Competitive interest rate.

Fast and quality service.

No hidden charge.

Lien of FDR of 25% of the total loan amount.

Eligibility

Having business for at least 2 years in the same line.

Age Limit: 20 years to 60 years.

Required Documents

Last twelve months’ sales statement.

Last twelve months’ bank statement.

Valid Trade License of last two years.

National Voter ID/ Passport of the borrower.

Photographs of the borrower and the guarantors.

Utility bills of the concerned business.

As an entrepreneur, definitely you need working capital to run your business smoothly. To get this working capital generally you need to keep some collateral security like land as mortgage to the Bank. But you do not have any landed property or any cash security of your own. So ? Would it be the end of your dream ? Never. Jamuna Bank will never let you stop because your business is our responsibility. Jamuna Bank Ltd. has ‘Jamuna Swabolombi’ – Collateral free Term Loan in its basket. Just come with proper documents & get it.

Purpose

Any justifiable business purpose.

Key Features

Loan Amount: BDT 5.00 lac to BDT 25.00 lac.

Tenure: For Trading & Service Industry 30 months. For Manufacturing industry 36 months.

Interest Rate: Competitive interest rate.

Fast and quality service.

No hidden charge.

Up to BDT 25.00 lac is collateral Free.

Eligibility

Having business for at least 2 years in the same line.

Age Limit: 20 years to 60 years.

Required Documents

Last twelve months’ sales statement.

Last twelve months’ bank statement.

Valid Trade License of last two years.

National Voter ID/ Passport of the borrower.

Photographs of the borrower and the guarantors.

Utility bills of the concerned business.