Either it is marriage expenses, overseas vacations or any other expenses for the advancement of living and lifestyle or emergency need – Jamuna Bank’s Personal Loan will be one-stop-solution for all.

Features

Purpose: Any lawful purpose acceptable to the Bank
Loan Size: Minimum Tk. 1.00 lac and Maximum Tk. 20.00 Lac.
Loan Tenor: Maximum 5 years.

Eligibility

Age:Minimum age 21 years, Maximum age 60 years

Minimum Monthly Net Income

Salaried Person -Tk.40,000/-per month
Landlord -Tk.50,000/-per month
Professional -Tk.60,000/-per month
Businessman - Tk.80,000/-per month

Length of Experience:

Salaried Person: Regular/Permanent employee having minimum 1 year of total experience and minimum 6 months with the present employer.

Professional/Self employed person: Minimum 2 years of practice in the respective profession.

Businessmen: Minimum 2 years of business establishment and having valid Trade license.

Land Lord/ House Owners: Minimum 1 year in house renting and taxpayer.

Required Documents

National ID Card

Passport Size Photographs

Bank Account Statements (Minimum 06 Months).

Income and Professional Proof-

- For Service holder-Letter of introduction from employer/Salary Certificate/Pay Slip / Employment ID Card.

- For Professional-Copy of professional certificate .

- Landlord-Copy of Rental Agreement/Rent Receipts/Title/ownership documents of rented property.

- Businessman-Trade License .

- Others Income-Proof of income .

Personal Guarantee .

ETIN Certificate with Up to date Tax return submission receipt (if applicable) .

Copy of a utility bill of contact address /permanent address .

Supplier’s/ Seller’s quotation.