Get the keys to unlock the door of your dream home with Jamuna Homes facility. Once you decide, Jamuna Bank is ready with a wide range of Home Loan options that can be customized to your specific need.

Features

Purpose:

- Construction/Purchase of Flat/Apartment/ House

- Apartment Renovation / Extension / Completion

- Taking Over & Renovation / Construction.

Loan Size: Minimum Tk. 5.00 Lac, Maximum Tk. 200.00 Lac.
Loan Tenor: Minimum 03 Years and Maximum 20 Years.
Loan to Price Ratio: Maximum 70:30.

Eligibility

Age:Minimum-21 years and Maximum-65 years at the end of loan tenor

Minimum Monthly Income: Tk.25,000.00 to Tk.40,000.00, depending on the type of profession of the applicant

Length of Experience:

Salaried Person -Regular/Permanent employee having minimum 1 year of total experience and minimum 6 months with the present employer.
Professional/Self employed person: Minimum 2 years of practice in the respective profession.
Businessman : Minimum 2 years of business establishment and having valid Trade license.
Land Lord/ House Owners : Minimum 1 year in house renting and taxpayer.
Wages Earner/Overseas Job holder : Having Wages income from abroad for at least 1 year through legitimate channel.

Required Documents

National ID Card

Passport Size Photographs

Bank Account Statements (Minimum 06 Months).

Income and Professional Proof-

- For Service holder- Letter of introduction from employer/Salary Certificate/Pay Slip / Employment ID Card .

- For Professional -Copy of professional certificate .

- Landlord- Copy of Rental Agreement/Rent Receipts/Title/ownership documents of rented property.

- Businessman-Trade License .

- Others Income-Proof of income .

Personal Guarantee .

ETIN Certificate with Up to date Tax return submission receipt (if applicable) .

Copy of a utility bill of contact address /permanent address .

Land and building/flat related documents .