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Fixed Deposit

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Fixed Deposit

Generally we offer Fixed Deposit for 3 months, 6 months and 12 months tenors at attractive interest rates.

However, you can have Fixed Deposit having a tenor more than 12 months under different schemes like:

Fixed Deposit Accounts

Jamuna Bank Fixed Deposit Core Benefits

Description
  • FD is term deposit schemes of different tenure for Bangladeshi Citizens.

Amount and Tenure
  • TK.
  •  Tenure is 1 month, 3 month, 6 month, 1 year, 2 year and 3 year

Rate
  • As per decided by ALCO from time to time

 

Key Features
  • • Will have auto renewable option with/without interest
  • • Interest rate will be reset periodically upon review by Eastern Bank Limited's Asset Liability Committee and will be subject to change as per deposit rate sheet
  • • Customer can open more than 1 EBL FD

 

Premature Closure
  • For premature closure, interest will be paid as per the following table:
    		•
     

    Tenor

    No Interest Applicable

    Savings Interest Rate Applicable

    		  
  • 1 Month
    		•
  • If encashed before 1 months, no interest will be paid
    		•
  • N/A
    		•
  • 3 Month
    		•
  • If encashed before 3 months, no interest will be paid
    		•
  • N/A
    		•
  • 6 Month
  • 1 year
  • 2 year
  • 3 year
    		•
  • If encashed before 3 months, no interest will be paid
    		•
  • If encashed after 3 months interest will be as per prevailing savings rate
    		•

    Credit Facility

     

  • Jamuna Bank FD Account Holders may take Credit facility against FD (maximum 90% of the value).
    		•

    Eligibility
  • Any Bangladeshi Citizen aged 18 years or above
    		•

    Relevant Charges
  • All Fees are as per Prevailing Schedule of Charges
    		•

    Jamuna Bank Monthly Benefit Scheme

    Description
    • Jamuna Bank Monthly Benefit Scheme is a term deposit scheme and offers monthly return on the customer’s fixed deposit over a certain period.

    Deposit Amount and Tenure
    • Minimum principal amount is Tk. 50,000 (Taka Fifty thousand Only). There is no maximum principal amount limit. Accounts in multiple of Tk. 50,000 (Taka Fifty Thousand Only) can be opened.
    • Jamuna Bank Monthly Benefit Scheme must be kept for a term of 1 year (12 Months)/ 2 Years (24 Months) / 3 years (36 Months)

    Rate of Interest

    • For 6 months :
    • For 1 year:
    • For 2 years:
    • For 3 years:
    • All interest rates are subjective to the ALCO Decision.

     

    Key Features
    • All payments, principal & interest, shall be paid to the above specified Jamuna Bank Account only.
    • Unless prior written notice is received by the Bank, the Bank will automatically renew the deposit for the same period on the maturity date at the prevailing rate of interest.
    • In case of early encashment, the extra amount already credited to customer’s CASA will be deducted from the FD amount.

     

    Premature Closure
  • For premature closure, interest will be paid as per the following table:
    		•
     

    Product

    No Interest

    Interest Rate

    		  
  • Jamuna Bank Monthly Benefit Scheme
    		•
  • If encashed before 1 months, no interest will be paid
    		•
  • If encashed after 6 months, interest will be as per prevailing savings account rate
    		•

    Credit Facility
  • Jamuna Bank Monthly Benefit Scheme Account Holders may take Credit facility against Jamuna Bank Monthly Benefit Scheme account (maximum 90% of the value).

    • Eligibility
  • Any Bangladeshi Citizen aged 18 years or above
    		•

    Relevant Charges
  • All Fees are as per Prevailing Schedule of Charges
    		•

    Jamuna Bank Double Growth Deposit Scheme(DGDS)

    Description DGDS is a term deposit scheme that doubles Customer’s money in six years.
    Deposit Amount and Tenure
  • Minimum opening Amount is BDT 0.10 Lac or multiple.
  • There is no maximum principal amount limit.
  • The Tenure is 7 years 9 months.
    		•
    Maturity Amount
  • Double of the Deposited amount.
  • All interest rates are subjective to the ALCO Decision.
    		•
    Key Features All payments, principal & interest, shall be paid to the above specified DGDS Account only.
    Premature Closure
  • If any depositor intends to withdraw his deposit before maturity, the following rules will apply:
  • No benefit including interest shall be allowed for pre-mature encashment within one year.
  • If the deposit is encashed after six months @ prevailing Savings Account.
    		•
    Credit Facility DGDS Holders may take Credit facility against DGDS (maximum 90% of the value).
    Eligibility Any Bangladeshi Citizen aged 18 years or above.
    Relevant Charges All Fees are as per Prevailing Schedule of Charges.

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    ForEx Rates

    Mon, Nov 6, 2023 10:52 AM

    Currency Buying Selling
    USD 110.5000 111.0000
    EUR 118.6344 123.6145
    GBP 135.6279 140.6240
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