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Jamuna Somriddhi SME Loan is designed to empower small and medium enterprises by providing flexible financing solutions for any justifiable business purpose. Whether for business expansion, working capital, equipment purchase, or operational needs, this loan supports entrepreneurs in achieving sustainable growth and financial stability.
Key Features
- Credit limit up to 1 Lac.
- Contactless NFC technology for fast and secure transactions.
- 2nd year annual charge free for 18 POS transactions.
- 24/7 banking service.
- Free supplementary card (1st time).
- Up to 50% instant cash withdrawal of credit card limit.
- Bill pay facilities by MFS and online channels (BEFTN, NPSB, EFT).
Benefits & Parameters
- Reward point for cash voucher or free gift voucher.
- Maximum 45 days interest-free period.
- 100% insurance coverage for death.
- Discount and BOGO (Buy One Get One) offers.
- Easy Pay (EMI) facility with 0% interest.
Required Documents
- Last twelve months’ sales statement.
- Last twelve months’ bank statement.
- Valid trade license of the last two years.
- National Voter ID / Passport of the borrower.
- Photographs of the borrower and guarantors.
- Utility bills of the business.